Why do remote pilots obtain insurance for RPA operations?

Remote pilots obtain insurance for RPA (Remotely Piloted Aircraft) operations primarily to cover potential liabilities or damages associated with their flight activities. This includes protection against claims from third parties for property damage or bodily injury that may occur as a result of the remote pilot's operations.

In the event of an accident, having insurance helps to mitigate the financial impact on the pilot, as they are able to claim against the policy for any damages incurred during the operation of the RPA. This not only provides peace of mind for the remote pilot but also serves to protect their personal finances and assets.

The other answers relate to different aspects of aviation operations. Compliance with international regulations might be necessary, but it does not directly connect to financial protection regarding operational risks. Financial support for maintenance could be important, but it is typically not covered by insurance specifically tailored for liability. Avoiding registration fees does not pertain to the necessity of insurance and does not provide any protective benefits in the context of liability incurred through RPA operations. Thus, the focus on liability coverage clearly delineates the relevance and importance of insurance in this context.